When an auto accident occurs, victims will undoubtedly be contacted by an insurance company. While victims may believe the insurance company representatives are looking to help them, the fact is the insurance company is preparing to do anything it can to pay little or nothing to the victims to compensate them for their injuries. Because of this, it’s crucial to be wary of the various tactics insurance companies use to reduce claims after car accidents. If you have been involved in an auto accident and have filed a car accident claim, here are some tactics insurance companies will likely use when they contact you to discuss your claim.
Tricking You Into Admitting Fault
To make sure they will pay victims little or nothing, insurance companies make it a practice to trick victims into admitting the accident was their fault. By using series of confusing questions or intimidation tactics, victims can find themselves not knowing what to say or do, which can lead to inadvertently saying something the insurance company will use to say they admitted fault for the accident. To keep this from happening, never give any type of statement to insurance company representatives. Instead, always hire the services of a car accident lawyer, who can then handle all communications with the insurance company.
Getting You to Accept a Low Settlement
Since you will probably be in dire straits financially due to numerous medical bills and being off from work, the insurance company will attempt to prey on your fears and get you to accept a settlement amount that’s far less than you need or deserve. While the thought of getting a lump sum payment will initially seem like the answer to your prayers, the insurance company is simply trying to avoid paying out a much larger amount that it knows you deserve. While it may be tempting to accept their offer, never do so until you have spoken with your attorney. Once you do, you’ll likely realize your attorney can help you get much more money than is being offered.
Since the insurance company will be determined to pay you little or nothing for your car accident claim, always hire a car accident lawyer who has experience dealing with insurance companies and coming out on top. By doing so, you will not only have your legal rights protected along the way, but likely receive the financial compensation you deserve.