When you have been involved in an accident with a large truck, you will receive a phone call or in-person visit from a representative of their insurance company. While this may seem to be a good gesture on their part, it is anything but that. In most situations, the insurance company is looking to deceive you into thinking they care about you and your problems, when in fact they are looking for ways to pay you little or nothing for your injuries and damages. To learn more about why you can’t trust the insurance company after a truck accident, here are some tips to always keep in mind.
If there is one thing the insurance company wants you to do, it is to admit the accident was your fault. To do so, they may simply coerce you into saying something as simple as “I’m sorry,” which will be used against you by the company should you file a truck accident lawsuit. Rather than say something that will damage your chances of receiving the compensation you deserve, hire the services of a truck accident attorney and refer all communication from insurance companies to your attorney.
If an insurance company cannot get you to admit fault for the accident, it will often try to tempt you with an offer for a quick settlement. However, the money provided by the insurance company will probably only be for damages to your vehicle, and not for medical expenses, lost wages, or pain and suffering. Therefore, never accept these quick settlements, since you will be able to gain much more compensation by filing a truck accident lawsuit. Also, should you accept an immediate settlement, you will be forfeiting your rights to pursue a lawsuit, so keep this in mind as well.
Monitoring Social Media
While being nice to you on the phone or in person, chances are insurance company personnel are monitoring your social media accounts to find pictures or posts that can be used against you. Because of this, your truck accident attorney will often advise you to stay off social media until your case is settled.
If you have been the victim of a truck accident, don’t trust the insurance company. Instead, schedule an immediate consultation with an experienced truck accident attorney. By doing so, you will have your legal rights protected as you pursue the maximum compensation you deserve.